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100% Personal Loan Guarantee Scheme

The 100% Personal Loan Guarantee Scheme (PLGS), which was introduced by the Financial Secretary in the 2021-22 Budget, started receiving applications from 28 April 2021. The Hong Kong Monetary Authority issued a circular on 20 April 2021 (Circular) setting out its policy intent in respect of applicable regulatory and reporting treatments for loans granted by participating authorised institutions (AIs) to eligible borrowers under the PLGS. Under the PLGS, AIs are able to rely on support from the Government in relation to qualifying loans for the purposes of risk management and their capital and exposure limits.

The Circular is accessible here.

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Simon Deane (丁济民)

资深顾问律师 | 银行与金融

电邮 或致电 +852 2825 9209

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