Consumer Finance

As Hong Kong’s largest and longest-established independent law firm, Deacons’ consumer finance lawyers have extensive knowledge in all aspects of consumer credit transactions.

Scope of Services

• Advising private and retail banks, credit card and finance companies on consumer credit transactions
• Advising on all aspects of consumer credit transactions ranging from regulatory matters such as obtaining money lenders licences, Money Lenders Ordinance questions and exemptions, compliance with the Personal Data (Privacy) Ordinance, anti-money laundering due diligence through preparation of standard form consumer banking customer facing documentation to advising on and drafting documents for innovative investment products such as equity and debt linked deposits
• Advising on crowd funding/peer-to-peer lending and setting up crowd funding platforms, multi-purpose stored value cards and investments in bitcoin and other crypto assets

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